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Where Global Citizens Converge
Imagine waking up to the aroma of the best freshly baked croissants mingling with the buzz of the local kopi shop, as the sun rises over a skyline that seamlessly blends modern architecture with colonial charm. This is not a far-fetched ideal, but the daily reality for expatriates who call Singapore home. A diminutive island nation, Singapore punches far above its size on the global stage and has become a magnet for international talent, offering a unique alchemy of Eastern traditions and Western comforts.
As you contemplate joining the ranks of global citizens who have made Singapore their adopted home, you’re about to embark on a journey that promises excitement and sophistication. From the cosmopolitan streets of Orchard Road, where retail brands and food beckon, to the tropical living of Sentosa Cove, where yachts bob gently in private marinas, Singapore offers a kaleidoscope of lifestyles.
But where exactly should you plant your flag in this garden city? Which neighbourhood will resonate with your desire for cultural immersion, career advancement, or family-friendly surroundings? And how do you navigate the intricacies of property acquisition in a foreign country?
We’ll unveil the hidden gems and expat favourites that make Singapore a top destination for global professionals, taking you on a virtual tour of the city’s most coveted neighbourhoods, each with its distinct personality. From the bohemian chic of Tiong Bahru to the expat buzz of Holland Village, we’ll paint a vivid picture of life in these diverse areas.
Moreover, we’ll demystify making one of these sought-after addresses your own, providing insider knowledge on everything from navigating property laws to understanding the nuances of stamp duties. Whether you’re a seasoned expat or a first-time adventurer on Asian shores, this guide is your key to unlocking the doors of Singapore’s most desirable residences.
Welcome to Singapore – where your next chapter of international living in style is about to begin.
1. Bukit Timah
Bukit Timah offers a refreshing escape from urban life. It is known for its exclusive charm and natural beauty. Here, morning jogs are set against a tropical rainforest-like backdrop, with birdsong filling the air.
Bukit Timah is home to prestigious educational institutions like Hwa Chong Institution and National Junior College, adding an air of multi-generational academic excellence. The residential landscape is diverse, featuring grand colonial bungalows and modern luxury condominiums designed for privacy and sophistication.
The local culinary scene, which includes chic cafes, artisanal bakeries, and fine-dining restaurants, is perfect for food enthusiasts and family dining.
Despite its serene environment, Bukit Timah boasts excellent connectivity to the CBD via major expressways and the Downtown Line, making it an ideal retreat for a luxurious, nature-infused lifestyle within easy reach of Singapore’s urban core.
Key Features
– Proximity to Bukit Timah Nature Reserve and various parks
– Prestigious schools like Hwa Chong Institution and Nanyang Girls’ High School nearby
– Diverse dining options, from chic cafes to fine dining restaurants
– Convenient access to shopping centres like KAP Mall and Cluny Court
– Easy connectivity via the Downtown Line MRT and major expressways
Typical Residents
Affluent multi-generational families, expatriates and professionals who appreciate luxury living and proximity to top schools and nature. The area attracts those seeking a balance of serene residential life with urban conveniences.
Our Top Picks for Nearby Properties on the Market
- Watten House (freehold)
- Leedon Green (freehold)
- Sixth Avenue (freehold)
2. Holland Village and Dempsey Hill
Imagine narrow, leafy streets lined with colonial-era shophouses and contemporary buildings. Holland Village, affectionately known as ‘Holland V’, exudes a bohemian charm with a cosmopolitan edge. The streets buzz with energy, especially in the evenings when cafes and bars spill onto the sidewalks. This eclectic neighbourhood draws in expats, young professionals, and creatives alike.
Source: MVRDV
The village’s heart is its bustling main street, filled with trendy cafes, artisan bakeries, and chic boutiques. By day, the area is alive with brunch-goers chatter and freshly brewed coffee aroma. Holland V transforms into a lively nightlife hub as the sun sets, with numerous bars and restaurants offering alfresco dining and live music spilling onto the sidewalks.
Beyond its culinary delights, Holland Village is home to artisanal shops and local markets, which provide colourful displays and unique finds. The area is pedestrian-friendly, encouraging leisurely strolls to discover hidden gems. Just a short MRT ride from the city centre, Holland Village offers a sanctuary from the urban rush and maintains a laid-back community feel.
Nearby, Dempsey Hill, with restaurants of every flavour galore, offers a more serene, upscale vibe with its lush greenery and colonial-era architecture.
Key Features
– Diverse dining options, from local hawker fare to upscale international restaurants
– Proximity to international schools like ACS, Dover Court International School, Tanglin Trust and UWC
– Easy access to the Holland Village MRT station
– A bustling nightlife scene with numerous bars and pubs
Typical Residents
A diverse mix of Western expats, including many Europeans and Australians. You’ll find young professionals, families with school-age children, and long-term expats who love the area’s eclectic charm.
Our Top Picks for Nearby Properties on the Market
- Hyll on Holland (freehold condominium)
- Eleven @ Holland (leasehold cluster house)
- Van Holland (freehold condominium)
3. Orchard Road
For those who prefer to be at the heart of the action, Orchard Road is unbeatable. This area pulsates with urban energy, offering a ‘Fifth Avenue’ in Southeast Asia, towering skyscrapers, luxury boutiques, and a constant flow of people from all walks of life.
Source: Visit Singapore
Picture a wide boulevard framed by lush, tropical greenery, where sleek glass façades of towering malls glisten under the sun. Orchard Road in Singapore is a sensory journey through one of the world’s premiere shopping and entertainment districts. By day, Orchard Road is a hive of activity, with locals and tourists meandering through a labyrinth of over twenty shopping complexes. Designer boutiques, global brands, and unique local stores showcase their wares, while vibrant street art and sculptures provide unexpected cultural interludes.
As dusk falls, Orchard Road transforms. Neon lights and digital displays illuminate the night, reflecting off chrome surfaces and creating a dynamic, almost futuristic ambience. The hum of the city crescendos as al fresco cafes and rooftop bars fill with chatter and laughter, providing the perfect spot to unwind. But off the main streets are quieter, family-friendly neighbourhoods like Ardmore Park or Grange Road, with condos and landed homes providing respite from the sights and sounds.
Key Features
– Luxury condominiums with world-class amenities
– Unparalleled retail therapy options
– Excellent connectivity via multiple MRT stations
– Proximity to the American Club and Tanglin Club, popular expat social hubs
– A stone’s throw from the Singapore Botanic Gardens, a UNESCO World Heritage site
Typical Residents
High-powered executives, diplomats, and wealthy individuals enjoy being at the centre of everything. The area attracts a cosmopolitan crowd which appreciates luxury living and instant access to world-class shopping and dining.
Our Top Picks for Nearby Properties on the Market
- Klimt Cairnhill (freehold condominium)
- Ikigai (freehold condominium)
- OUE Twin Peaks (99-year leasehold)
- The Ritz-Carlton Residences (freehold condominium)
4. Sentosa Cove
Sentosa Cove feels like a perpetual vacation, with its marina views, palm-lined streets, and resort-style living. This upscale neighbourhood combines massive bungalow villas and high-end condominiums with coastal views, surrounded by sparkling azure waters and lush greenery, where sleek yachts moored at private docks. As you stroll along the pristine promenades, the gentle breeze carries the scent of the sea, mingling with the fragrance of tropical flora.
Photo Source: Seven Palms
The community is designed for those who value privacy and prestige. World-class amenities like the Sentosa Golf Club, gourmet dining at Quayside Isle, and exclusive beach clubs provide endless leisure options. By day, residents can enjoy sailing, golfing, or simply relaxing by the pool, while evenings bring breathtaking sunsets and a vibrant social scene.
Sentosa Cove offers the ultimate sanctuary for homeowners seeking the finest waterfront living.
Key Features
– Exclusive waterfront living with private yacht berths
– Access to beaches, golf courses, and attractions on Sentosa Island
– A secluded environment away from the city’s hustle and bustle
– Proximity to international schools like EtonHouse International School Sentosa
Typical Residents
Ultra-high-net-worth families, including business tycoons, successful entrepreneurs, and C-suite executives. It’s a favourite among those who value secluded privacy and tropical luxury.
Our Top Picks for Nearby Properties on the Market
- The Residences At W Singapore Sentosa Cove (99-year leasehold)
- Turquoise (99-year leasehold)
- Corals At Keppel Bay (99-year leasehold)
- Cape Royale (99-year leasehold)
5. Robertson’s Quay
The sinuous curves of the Singapore River create a seamless blend of urban sophistication and laid-back charm at Robertson Quay. This vibrant riverfront precinct is ideal for expatriates seeking to invest in property, offering a unique living experience with cosmopolitan flair. Situated in the heart of Singapore’s River Valley area, it provides easy access to the Central Business District (CBD) while maintaining a distinct sense of retreat. The nearby Fort Canning and Clarke Quay MRT stations ensure excellent connectivity, making commutes a breeze for professionals working in the city centre.
The area is renowned for its eclectic mix of dining options, from chic waterfront restaurants to cosy cafes and wine bars. The Singapore River promenade offers a picturesque setting for evening strolls or morning jogs, fostering a sense of community among residents. The nearby Fort Canning Park provides a lush green escape, perfect for weekend picnics or outdoor workouts.
The neighbourhood has cultivated a diverse international community, making it easier for new expatriates to integrate and network. This cosmopolitan atmosphere is reflected in the area’s international schools, gourmet supermarkets, and multicultural events that regularly take place along the riverfront. Ongoing urban renewal projects in the area, including enhancements to the riverfront promenade and the development of new lifestyle concepts, promise to further elevate Robertson Quay’s appeal in the coming years.
Key Features
– Scenic riverside living with a mix of historic and modern architecture
– Abundance of dining, entertainment, and cultural venues
– Easy access to public transportation, including the MRT and bus services
– Close proximity to the Central Business District and Orchard Road
Typical Residents
Young professionals, expatriates, and affluent individuals who enjoy a vibrant lifestyle with convenient access to the city’s best amenities. The area attracts those who appreciate cultural charm and modern living.
Our Top Picks for Nearby Properties on the Market
- Martin Modern (99-year leasehold)
- Rivière (99-year leasehold)
- Canninghill Piers (99-year leasehold)
6. Downtown Core
The Downtown Core of Singapore is where the city’s pulse beats strongest. Envision a landscape where sleek, futuristic skyscrapers stand tall against the backdrop of historic colonial structures, creating a visually stunning juxtaposition.
Imagine walking along the Marina Bay waterfront, where the reflections of towering buildings dance on the water’s surface. By day, the streets are alive with professionals navigating the financial district while tourists explore iconic landmarks like the Merlion and the ArtScience Museum.
As night falls, the area transforms into a vibrant spectacle of lights and activity, with alfresco bars below the glittering skyline or along shophouse-lined streets. The Downtown Core is not just a place to work; it’s a place to live, with luxury condominiums providing a tranquil retreat amidst the urban hustle. This neighbourhood promises a dynamic lifestyle, blending the best of Singapore’s business, culture, and entertainment in one central, exhilarating location.
Key Features
– High-end condominiums with luxurious amenities
– Close proximity to cultural landmarks like the Civic District
– Excellent public transport links, including multiple MRT stations
– A blend of modern architectural wonders and historic sites
– Immediate access to premier dining, shopping and Gardens by the Bay
Typical Residents
The Downtown Core attracts high-powered professionals, expatriates, and affluent individuals who appreciate the convenience of living in the city’s epicentre. Residents enjoy a cosmopolitan lifestyle with immediate access to world-class amenities and cultural experiences.
Our Top Picks for Nearby Properties on the Market
- V On Shenton (99-year leasehold
- Marina One Residences (99-year leasehold)
- TMW Maxwell (99-year leasehold)
- Wallich Residences (99-year leasehold
7. East Coast
The East Coast in Singapore is a vibrant coastal neighbourhood that perfectly balances urban convenience and serene living. Imagine waking up to panoramic views of the sea, with the smell of salt air mixing with the aroma of freshly brewed coffee from local cafes. The area is renowned for its expansive East Coast Park, where families picnic under swaying palm trees, joggers trace the coastline, and cyclists navigate the scenic pathways.
Source: Visit Singapore
The neighbourhood’s charm lies in its eclectic blend of modern condominiums and charming heritage shophouses along Katong and Joo Chiat, areas rich in Peranakan culture, where colourful facades and intricate tiles tell stories of the past. The culinary scene here is vibrant, with hawker centres offering delectable local dishes like laksa and chilli crab alongside upscale dining establishments.
East Coast offers excellent connectivity to the CBD via the East Coast Parkway, making it an ideal location for those seeking a tranquil retreat with easy access to the city’s hustle and bustle. This neighbourhood exudes a laid-back coastal vibe while offering all the amenities and comforts of modern living, making it a sought-after haven for expatriates and locals alike.
Key Features
– A laid-back, beachside lifestyle with easy access to East Coast Park
– Rich Peranakan heritage reflected in colourful shophouses and local cuisine
– International schools like United World College of South East Asia (East) and the Canadian International School
– A mix of condominiums and landed properties, offering diverse housing options
– The Thomson-East Coast MRT line enhancing connectivity
Typical Residents
A melting pot of cultures, with a significant expat population from various Asian countries, Australia and New Zealand. Many families are drawn to the area for its international schools and spacious housing options.
Our Top Picks for Nearby Properties on the Market
- Amber Park (freehold)
- Straits At Joo Chiat (freehold)
- The Line @ Tanjong Rhu Penthouse (freehold)
Guides to Buy Property in Singapore for Foreigners
Navigating the Purchase Process
Understanding the property purchase process is crucial for expatriates looking to put down roots in Singapore. Here’s what you need to know:
Eligibility and Regulatory Framework
Foreign investors are permitted to purchase private condominiums in Singapore without special approvals. However, landed properties are generally restricted to citizens and permanent residents. Foreigners may obtain government approval for the purchase of landed properties.
Additional Buyer’s Stamp Duty (ABSD)
As of 2024, foreigners are subject to a 60% ABSD on residential property purchases. However, U.S. citizens benefit from an exemption on their first property purchase under the U.S.-Singapore Free Trade Agreement. Nationals of Iceland, Liechtenstein, Norway, and Switzerland enjoy similar benefits.
Financing Considerations
Foreign investors can typically secure up to 75% loan-to-value (LTV) ratio from Singapore banks. Interest rates may be slightly higher for foreign buyers, and familiarity with Singapore’s SORA (Singapore Overnight Rate Average) benchmark is advisable.
Steps to Purchase a Home for Foreigners
- Engage a licensed property agent with expertise in foreign transactions.
- Submit an offer and pay a 1% option fee to secure an Option to Purchase (OTP).
- Exercise the option within the specified timeframe by paying the remaining 4% down payment.
- Pay applicable stamp duties.
- Complete the transaction by settling the remaining sum.
When purchasing property in Singapore, foreign investors must consider several additional factors. Firstly, foreign owners are subject to annual property tax, which is levied at progressive rates based on the property’s value. Secondly, while rental yields can offer attractive returns, the income generated from renting out properties is taxable. Lastly, if the property is sold within three years of purchase, a Seller’s Stamp Duty (SSD) will apply, potentially affecting the overall return on investment. These considerations are essential for understanding the financial implications of property ownership and maximising investment potential in Singapore’s real estate market.
Singapore’s diverse neighbourhoods offer expatriates a range of living experiences, from the city centre to more relaxed suburbia. The best choice depends on individual preferences, family needs, and professional requirements. As Singapore continues to evolve, these neighbourhoods adapt from traditional condominiums to multi-use developments with hospitality-like amenities.
For expatriates considering a move to Singapore, thorough research and, if possible, a pre-move visit to these neighbourhoods can help them make an informed decision. Engaging with a trusted local real estate professional, like Singapore Luxury Homes, can provide valuable insights into the nuances of each area to help you make an informed choice for your property investment.
